AllGen Financial Advisors, Inc.

Key Holdings

The portfolio is heavily concentrated in its top ten positions, which account for approximately 85.8% of the total value. The strategy is anchored by three primary "core" holdings:

1. VTI (Vanguard Total Stock Market ETF): The largest position at $90.27 million (21.41%), providing broad exposure to the entire U.S. equity market.
2. BND (Vanguard Total Bond Market ETF): The second largest at $80.43 million (19.08%), indicating a strong commitment to fixed income stability and income generation.
3. VEU (Vanguard FTSE All-World ex-US ETF): Holding $37.78 million (8.96%), this provides significant international diversification outside the U.S.