BANNERMAN WEALTH MANAGEMENT GROUP, LLC

2. Key Holdings

The portfolio is heavily concentrated in the top five positions, which collectively account for 68.98% of total assets. The dominant position is DFAC (Dimensional U.S. Core Equity 2 ETF), holding 31.53% of the portfolio ($44.47M). This suggests a strong reliance on a core U.S. equity strategy. The next four positions are all factor-based ETFs: DFCF (11.91%), DFAI (8.88%), DFAS (8.55%), and AVLV (8.11%).

Notably, individual stock pickings are minimal relative to the total portfolio size. The largest individual equity holding is NVIDIA (NVDA) at 1.72% ($2.43M), followed by Amazon (AMZN) at 0.87% and Apple (AAPL) at 0.47%. The top 10 holdings are exclusively ETFs, reinforcing the firm's preference for fund-based exposure over single-stock security selection for the core of the portfolio.