BAYSHORE ASSET MANAGEMENT, LLC

The portfolio demonstrates a high degree of diversification, holding 42 distinct securities. However, the allocation strategy is heavily concentrated in fund-based vehicles rather than individual stock selection. The firm employs a "core-satellite" style architecture where the vast majority of assets are invested in passively managed or rules-based ETFs, with individual equities serving as smaller, tactical positions. The portfolio appears to be structured for broad market exposure with specific factor tilts, particularly towards value and small-cap premiums.

2. Key Holdings

The portfolio is dominated by Dimensional and American Century ETFs, which comprise the top ten positions.