BOYUM WEALTH ARCHITECTS LLC

2. Key Holdings

The portfolio is characterized by high concentration in its top positions, with the top three holdings accounting for approximately 45.4% of the total assets.

• PGIM ETF TR ($18.10M, 17.89%): This is the largest single position. While the specific PGIM fund series isn't detailed in the ticker, its dominance suggests it serves as a core strategic holding, likely focused on income or a specific factor strategy given the firm's apparent tilt toward yield and defined outcomes.
• PRF - Invesco FTSE RAFI US 1000 ($17.21M, 17.01%): This fundamental-weighted ETF is a major component, signaling a "smart beta" approach. PRF weights stocks based on fundamental metrics (book value, cash flow, sales, dividends) rather than market capitalization, suggesting the firm seeks to avoid the potential overvaluation of growth-heavy market-cap indices.
• STRATEGIC TRUST ($10.65M, 10.53%): This holding, likely a collective trust or custom separate account, represents a significant "black box" allocation. Its size implies a mandate toward alternative investments or private strategies not available in the public ETF market.
• DYNF - BlackRock ETF Trust ($10.53M, 10.40%): This is a defined outcome ETF (part of the iShares "Defensive" series), designed to buffer against market losses while participating in upside up to a cap. This holding is a strong indicator of a defensive, risk-managed investment philosophy.