DOSSIER · 13F-HR · Q4 2025

CAPE COD FIVE CENTS SAVINGS BANK

$1.1B in tracked AUM across 305 positions as of Q4 2025.

CC
CIK 0001054646 · last filed Dec 31, 2025
Total AUM
$1.1B
as of Q4 2025
Holdings
305
positions
Whale Score
58
58
tracked
Activity
no data
changes this Q
AI Analysis · Q4 2025

Last quarter, Cape Cod Five Cents Savings Bank reported $495.4 million in 13F assets. This quarter, that figure is $1.09 billion — up 120.5%, and the growth traces almost entirely to three brand-new core index positions: $94.7 million in the iShares Core S&P 500 ETF (IVV), $64.4 million in the iShares Core S&P Mid-Cap ETF (IJH), and $36.2 million in the iShares Core S&P Small-Cap ETF (IJR), a full large/mid/small market-cap ladder built from scratch. Apple ($35.4 million) and Microsoft ($30.4 million) also entered as brand-new individual positions. Remarkably, every one of the 22 positions that existed in both quarters shows the exact same share count — not a single share bought or sold in the pre-existing book — while a separate rotation swapped roughly 20 smaller legacy names, including full exits from S&P Global, Monster Beverage, Meta Platforms, and PayPal.

Two large individual names joined at the same time

Apple entered as a fresh $35.4 million position and Microsoft as a fresh $30.4 million position — both large enough to rank among the bank's top ten holdings immediately, not gradual toe-in-the-water starts. An abrdn precious-metals basket ETF (GLTR, $31.2 million) and a Vanguard emerging-market bond fund (VWOB, $18.6 million) rounded out the largest of 28 new positions this quarter.

Quarter at a glance — Q4 2025

Position-change comparison pending.

No quarter-over-quarter changes available.

Top 10 holdings

By portfolio weight as of Q4 2025.

#HoldingValueSharesWeight
01
IVV
ISHARES TR
$95M164K8.7%
02
IJH
ISHARES TR
$64M1.0M5.9%
03
VCIT
VANGUARD SCOTTSDALE FDS
$60M718K5.5%
04
IEFA
ISHARES TR
$47M601K4.3%
05
SPTS
SPDR SER TR
$41M1.4M3.7%
06
IJR
ISHARES TR
$36M309K3.3%
07
AAPL
APPLE INC
$35M152K3.2%
08
GLTR
ABRDN PRECIOUS METALS BASKET
$31M275K2.9%
09
IEMG
ISHARES INC
$31M538K2.8%
10
MSFT
MICROSOFT CORP
$30M71K2.8%

Filing history

2025Q4Dec 31
$1.1B 120.4%
305 positionsView →
2025Q3Sep 30
$495M 0.0%
121 positionsView →
2025Q2Jun 30
$495M 54.6%
121 positionsLocked
2025Q1Mar 31
$1.1B 2.9%
305 positionsLocked
2024Q4Dec 31
$1.1B 3.0%
305 positionsLocked
2024Q3Sep 30
$1.1B 5.2%
305 positionsLocked
2024Q2Jun 30
$1.0B 0.0%
305 positionsLocked
2024Q1Mar 31
$1.0B 5.5%
305 positionsLocked
2023Q4Dec 31
$984M 46.7%
296 positionsLocked
2023Q3Sep 30
$1.8B 93.9%
359 positionsLocked
2023Q2Jun 30
$951M 3.9%
310 positionsLocked
2023Q1Mar 31
$916M 3.3%
300 positionsLocked
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