Charis Legacy Partners, LLC

2. Key Holdings

The portfolio is heavily concentrated in broad-market Vanguard ETFs, indicating a preference for low-cost, diversified exposure. The top three positions account for 49% of the total assets:

• VOO (Vanguard S&P 500 ETF): This is the largest holding at $14.86M (21.93%). It provides core exposure to large-cap U.S. equities.
• VXUS (Vanguard Total International Stock ETF): The second-largest position at $13.38M (19.75%), providing significant exposure to developed and emerging markets outside the U.S.
• VXF (Vanguard Extended Market ETF): Holding $5.64M (8.32%), this fund complements VOO by tracking the S&P Completion Index, covering mid- and small-cap U.S. equities.