Christian Investment Advisors, Inc.

Key Holdings

The portfolio is dominated by Timothy Plan mutual funds and Northern Lights Fund Trust IV products, which together command the vast majority of the portfolio's weight.

• Timothy Plan Dominance: The Timothy Plan positions represent approximately 44.86% of the total portfolio value ($54.35M combined across four positions). The largest single holding is a Timothy Plan fund valued at $23.97M (19.43% allocation), followed closely by another at $16.51M (13.38%). The presence of four distinct Timothy Plan funds suggests a strategy utilizing different share classes or specific sub-strategies (e.g., large cap, small cap, or bond) offered by this Biblically responsible investing (BRI) manager.
• Northern Lights Fund Trust IV: These funds account for 42.16% of the portfolio ($52.02M combined across three positions). The largest position in this group is valued at $22.94M (18.59%).
• ETF Holdings: The portfolio utilizes ETFs for liquidity and short-term management. USFR (WisdomTree) is the primary liquid holding at $15.11M (12.25%), likely serving as a cash equivalent or rate play. MINT (PIMCO) holds a minor weight of 0.29%.
• Equity Exposure: Exxon Mobil Corp (XOM) is the only individual equity holding, though it is negligible in size at $546.22K (0.44%). This position was actually slightly reduced during the quarter, indicating a move away from direct equity exposure.