Cranbrook Wealth Management, LLC

Cranbrook Wealth Management LLC's $491M, 385-name 13F is a structured multi-asset allocation expressed almost entirely through ETF vehicles rather than fundamental name selection. The portfolio places Vanguard Intermediate-Term Bond (BIV, 11.3%) as its single largest position, followed by iShares Core S&P 500 (IVV, 11.2%), iShares Core MSCI EAFE (IEFA, 7.3%), Vanguard S&P 500 (VO, 6.3%), and Vanguard Total International Bond (BNDX, 3.7%) — a combination that produces a U.S. large-cap equity, developed-markets equity, and investment-grade fixed-income base covering the three canonical asset-class pillars. Of the top 50 holdings, approximately 82% of AUM is allocated through ETFs. Individual equity positions appear at de minimis weights — the largest single-stock commitment is iShares Gold Trust (IAU, 1.7%), followed by Apple (AAPL, 1.4%), iShares Bitcoin Trust (IBIT, 1.1%), JPMorgan (JPM, 0.8%), AbbVie (ABBV, 0.6%), Microsoft (MSFT, 0.6%), Caterpillar (CAT, 0.4%), and Stryker (SYK, 0.4%) — all held at sub-2% weights in a portfolio where the top five ETFs already command 39.8% of assets. With whaleScore of 51 on a 385-name fund averaging $1.3M per position, the score reflects allocation complexity across 42 ETF vehicles rather than active manager skill. The single-stock residual — AAPL, JPM, ABBV, MSFT, CAT, SYK — reads as a passive S&P 500 overlay emerging from IVV's underlying holdings, not as fundamental name selection. This entity should be classified passive_index.