13F Insight
DOSSIER · 13F-HR · Q4 2025

Divergent Planning, LLC

$392M in tracked AUM across 36 positions as of Q4 2025.

DP
CIK 0001730787 · last filed Dec 31, 2025
Total AUM
$392M
as of Q4 2025
Holdings
36
—
positions
Whale Score
59
59
tracked
Activity
—
no data
changes this Q
AI Analysis · Q4 2025

Portfolio Overview

Divergent Planning, LLC has reported a substantial expansion in its 13F portfolio for the period ending December 31, 2025. The total portfolio value surged by 138.9%, growing from approximately $163.92M in the previous quarter to $391.54M. This dramatic increase is not merely a result of market appreciation but indicates a significant inflow of capital, as evidenced by the addition of 22 new positions. The firm currently holds 36 securities, displaying...

Key Holdings

The portfolio is dominated by large, liquid ETFs that track broad market indices and specific factors, with the top 10 holdings accounting for roughly 87.5% of the total assets.

Analysis generated by 13F Insight from SEC Form 13F filing data · Q4 2025. Methodology

Quarter at a glance — Q4 2025

Position-change comparison pending.

No quarter-over-quarter changes available.

Top 10 holdings

By portfolio weight as of Q4 2025.

#HoldingValueSharesWeight
01
IVV
ISHARES TR
$102M149K26.1%02
AVDV
AMERICAN CENTY ETF TR
$50M530K12.8%03
MDY
SPDR S&P MIDCAP 400 ETF TR
$47M76K11.9%04
JMBS
JANUS DETROIT STR TR
$42M918K10.7%05
AVUS
AMERICAN CENTY ETF TR
$27M242K7.0%06
DFAS
DIMENSIONAL ETF TRUST
$25M361K6.5%07
JAAA
JANUS DETROIT STR TR
$21M417K5.4%08
VTEB
VANGUARD MUN BD FDS
$15M292K3.8%09
DFCF
DIMENSIONAL ETF TRUST
$13M314K3.4%10
TBIL
RBB FD INC
$11M227K2.9%

Filing history

2025Q4Dec 31
$392M▲ 15.7%
36 positionsView →2025Q3Sep 30
$338M— 0.0%
35 positionsView →2025Q2Jun 30
$338M▲ 12.3%
35 positionsLocked2025Q1Mar 31
$301M▲ 3.1%
30 positionsLocked2024Q4Dec 31
$292M▲ 9.0%
28 positionsLocked2024Q3Sep 30
$268M▲ 6.9%
29 positionsLocked2024Q2Jun 30
$251M▲ 6.0%
28 positionsLocked2024Q1Mar 31
$237M▲ 14.3%
28 positionsLocked2023Q4Dec 31
$207M▲ 11.5%
26 positionsLocked2023Q3Sep 30
$186M▼ 2.7%
24 positionsLocked2023Q2Jun 30
$191M▲ 7.4%
26 positionsLocked2023Q1Mar 31
$178M▲ 11.8%
22 positionsLocked
Showing 12 of 21