Evolution Advisers, Inc.

Key Holdings

The portfolio is heavily concentrated in the top ten positions, which collectively account for approximately 82% of the total assets. The top holdings are exclusively Vanguard ETFs, suggesting a preference for low-cost management and tax efficiency.

• VEA (Vanguard Tax-Managed International Fund): This is the largest position at $35.42K (15.93%), providing significant exposure to developed international markets.
• VUG (Vanguard Growth Index Fund): The second-largest holding at $33.48K (15.05%), offers exposure to US growth companies.
• VTV (Vanguard Value Index Fund): Holding $23.90K (10.75%), this balances the growth exposure with a value tilt.
• Fixed Income Dominance: Positions 4, 5, 7, 8, and 10 are all bond ETFs (BNDX, BSV, VMBS, BLV, BIV), totaling roughly 30% of the portfolio. This indicates a strong asset allocation focus on fixed income, likely to manage volatility or generate income.