Galvin, Gaustad & Stein, LLC

2. Key Holdings

The top 50 holdings reveal a balanced portfolio with no single position dominating, adhering to a risk-managed diversification strategy. The largest position is IEFA (iShares Core MSCI EAFE) at $40.36 million (3.15%), followed closely by VEA (Vanguard Tax-Managed International) at $36.51 million (2.85%). These positions indicate a strong strategic overweight to international developed markets.

Among individual equities, the firm favors high-quality mega-cap technology and financials. Microsoft (MSFT) is the top equity holding at $34.06 million (2.66%), followed by JPMorgan Chase (JPM) at $33.10 million (2.58%). Other notable top-10 positions include HCA Healthcare and Amazon, demonstrating a sector spread across technology, financials, healthcare, and consumer cyclicals.