Heirloom Wealth Management

2. Key Holdings

The portfolio is top-heavy, with the largest three positions accounting for approximately 28.2% of total assets.

• Fixed Income & Core ETFs: The largest position is PIMCO ETF TR (BOND) at $45.78M (10.58%), followed closely by Dimensional ETF Trust at $45.54M (10.53%). These allocations suggest a strong emphasis on income generation and factor-based investing as the portfolio's foundation.
• Technology & Communication Services: The firm maintains significant exposure to secular growth leaders. Alphabet (GOOG) is the third-largest holding at $30.77M (7.11%), followed by NVIDIA (NVDA) ($27.06M) and Microsoft (MSFT) ($26.60M).
• Quality Financials & Industrials: Visa (V) represents a major financial services bet at $27.79M (6.42%), while Berkshire Hathaway (BRK/B) serves as a notable $21.15M (4.89%) position.
• Concentration Risk: The top 10 holdings comprise roughly 65% of the total portfolio value, indicating a conviction-based approach rather than broad indexing.