HILLTOP WEALTH ADVISORS, LLC

Key Holdings

The portfolio is dominated by large-cap, broad-market ETFs, reflecting a focus on U.S. equity growth and stability.

• Top Positions: The largest holding is IUSG (iShares Core S&P 500 Growth ETF) at $40.07M (20.12%), followed closely by IVV (iShares Core S&P 500 ETF) at $24.97M (12.54%). These two positions alone account for nearly one-third of the entire portfolio, signaling a strong conviction in U.S. large-cap performance.
• International & Sector Exposure: The third largest holding, VEA (Vanguard Tax-Managed International Fund), represents 8.27% of the portfolio, providing the primary international diversification. XLV (Health Care Select Sector SPDR Fund) is the fourth largest at 7.42%, indicating a tactical overweight in healthcare.
• Energy Focus: FENY (Fidelity Covington Trust), an energy sector ETF, is the fifth largest holding at $13.23M (6.64%), suggesting a strategic bet on the energy sector.
• Individual Equities: Among individual stocks, the "Magnificent Seven" are well represented. Apple ($5.47M), Alphabet ($4.94M), Microsoft ($4.82M), and NVIDIA ($4.34M) are the primary stock holdings, ranging from 2.18% to 2.75% of the portfolio each.