Investments & Financial Planning, LLC

Key Holdings

The portfolio is dominated by SPYG (SPDR Portfolio S&P 500 Growth ETF), which serves as the anchor position with a value of $38.65 million, representing 54.68% of the total assets. This heavy allocation indicates a strong conviction in U.S. large-cap growth equities. The second largest holding, CGGR (Capital Group Growth ETF), holds 16.50% of the portfolio ($11.66 million). This is significant as it provides exposure to active management strategies within the growth equity space, complementing the passive SPYG holding.

The third position, VCSH (Vanguard Short-Term Corporate Bond ETF), accounts for 9.80% ($6.92 million), suggesting a defensive tilt toward short-duration credit. Notably, the firm holds direct positions in NVDA (6.40%) and TSLA (3.50%), which are the only individual stocks outside of the ETF structure to appear in the top holdings. These positions imply a desire for specific exposure to the artificial intelligence and electric vehicle sectors, beyond what is captured in the broad ETFs.