Keener Financial Planning LLC

The portfolio consists of 58 holdings, indicating a high level of diversification relative to the asset base. The strategy appears to be primarily passive or index-oriented, heavily utilizing Exchange Traded Funds (ETFs) to achieve broad market exposure. The turnover rate for the period was exceptionally high, with 25 new positions initiated and 25 positions sold, suggesting a comprehensive restructuring or rebalancing of the portfolio's underlying architecture rather than mere tactical adjustments.

2. Key Holdings

The portfolio is characterized by a concentration of assets in a few core "building block" ETFs, which form the foundation of the strategy.