MARKET STREET WEALTH MANAGEMENT ADVISORS LLC

Key Holdings

The portfolio is characterized by a high concentration in Dimensional ETF Trust funds, which occupy the top five positions and account for a significant portion of the assets.

• Dominance of Dimensional Funds: The top three holdings—DFCF (Dimensional US Core Equity 2 ETF), DFSD (Dimensional US Small Cap Value ETF), and DUHP (Dimensional US High Profitability ETF)—represent 26.0% of the total portfolio ($166.98M combined). These funds typically target specific risk premia such as size, value, and profitability, indicating a belief in factor-based investing.
• Strategic Beta and Smart Beta: The fourth largest holding, SPYM (SPDR Portfolio S&P 500 ETF), accounts for 6.4% of the portfolio, providing core large-cap exposure.
• Individual Equities: The portfolio is not entirely fund-based. Eli Lilly & Co (LLY) stands out as the 14th largest holding ($18.14M, 2.82%), representing the largest single active stock bet. This is followed by mega-cap technology names such as Apple (AAPL), NVIDIA (NVDA), and Microsoft (MSFT), though these individual positions are comparatively small relative to the ETF allocations (each under 1% of the portfolio).