McNamara Financial Services, Inc.

Key Holdings

The portfolio is dominated by large-cap, broad-market ETFs, with the top ten positions comprising roughly 77.5% of the total assets.

• SPDW (SPDR Portfolio Developed World ex-US): This is the largest holding at $95.37 million (18.09%), providing significant exposure to international developed markets.
• IVV (iShares Core S&P 500): A new position and the second-largest holding at $83.67 million (15.87%), offering core exposure to U.S. large-cap equities.
• SPEM (SPDR Portfolio Emerging Markets): At $40.72 million (7.72%), this provides exposure to emerging markets, completing a global equity triad (US, Developed Intl, Emerging) in the top three.
• VUG (Vanguard Growth ETF): Another new position valued at $37.11 million (7.04%), indicating a tilt toward U.S. growth companies.
• SPYV (SPDR Portfolio S&P 500 Value): Valued at $32.31 million (6.13%), this pairs with VUG to offer a balanced "Barbell" approach to U.S. equity style factors (Growth vs. Value).