Mustard Seed Financial, LLC

The portfolio is characterized by a heavy reliance on Exchange Traded Funds (ETFs), which make up the vast majority of the holdings. The strategy appears to have shifted from a more concentrated or actively managed selection of individual stocks (evidenced by the exits) toward a core-satellite approach heavily weighted toward broad market and factor-based ETFs. The use of both Vanguard and Dimensional Fund Advisors (DFA) products suggests a focus on low-cost, passively managed index funds that target specific market segments, factors (like value or size), and asset classes.

2. Key Holdings