Pinnacle Family Advisors, LLC

Pinnacle Family Advisors LLC's $227M, 141-name 13F is a multi-ETF allocation framework whose top five positions — a dividend-/income-focused ETF (FCUS, 9.5%), Invesco QQQ (7.5%), iShares Core S&P 500 (IVV, 7.0%), SPDR S&P 500 (SPY, 6.6%), and iShares MSCI EAFE (EFA, 4.2%) — together occupy 34.8% of the book in a beta-and-factor core built from ETF vehicles. Of the top 50 holdings, approximately 49.1% of AUM is allocated through 34 separate ETF positions. The single-stock residual layer includes Nvidia (NVDA, 3.2%), O'Reilly Automotive (ORLY, 3.2%), Apple (AAPL, 3.1%), Tesla (TSLA, 1.6%), Amazon (AMZN, 1.5%), and Palantir (PLTR, 0.6%) — all held at sub-4% weights and best read as either (a) ETF underlying holdings surfacing through consolidation, or (b) residual active positioning that does not rise to the level of a conviction narrative. The Q1 initiations (QQQ, EEM, SLV, SPMD, and a First Trust vehicle) are all ETF additions, confirming the manager operates primarily at the vehicle-selection layer. With whaleScore of 49 and an ETF-first structure, this fund should be classified passive_index.