Pinnacle Wealth Planning Services, Inc.

Pinnacle Wealth Planning Services Inc. publishes a $0.97B, 2,737-name 13F whose primary expression layer is an ETF allocation framework spanning FLTR (10.6%), SPSM (9.3%), SPYV (3.6%), SPAB (2.5%), and additional fixed-income and equity vehicles — together occupying approximately 40% of the top-50 AUM in ETF form. Single-stock positions appear at de minimis weights (Energy Transfer LP at 6.1%, AAPL at 2.4%, NVDA at 2.2%, MSFT at 1.4%) in a structure where 2,737 holdings average $355K per position — the signature of a granular multi-ETF allocation model rather than a concentrated stock-picking mandate. Q1 additions (EEM, VCSH, NKE, ASML) span emerging-market equity, short-duration credit, consumer, and semiconductor — a breadth consistent with passive framework rebalancing rather than active conviction. With whaleScore of 55.75 reflecting AUM complexity rather than active skill, this entity should be classified passive_index.