Pioneer Wealth Management Group

Key Holdings

The portfolio is dominated by Dimensional Fund Advisors (DFA) ETFs, which occupy the top six positions and represent a significant portion of the fund's assets. The largest holding, DFAU (Dimensional US Core Equity 2 ETF), constitutes 21.02% of the portfolio ($69.23M), followed by DFAI (Dimensional International Core Equity 2 ETF) at 15.27% ($50.31M). This "core/satellite" structure suggests a heavy reliance on factor-based investing (such as value, size, and profitability tilts) inherent in DFA’s philosophy.

Fixed income plays a critical role in the portfolio's construction. SCHZ (Schwab US Aggregate Bond ETF) is the third-largest holding at 12.87% ($42.40M), and VCIT (Vanguard Intermediate-Term Corporate Bond ETF) holds 8.51% ($28.02M). The inclusion of BIL (SPDR Bloomberg 1-3 Month T-Bill ETF) and TFLO (iShares Treasury Floating Rate Bond ETF) in the top tier further indicates a focus on liquidity and short-term duration management. Notably, individual equities are minimal; the largest single stock position is Apple Inc. (AAPL), which represents only 0.71% of the portfolio.