RAINEY & RANDALL WEALTH ADVISORS INC.

Key Holdings

The portfolio is characterized by a high concentration in core "building block" ETFs, with the top three positions accounting for 42.79% of the total portfolio value.

• SCHG (Schwab U.S. Large-Cap Growth ETF): The largest holding at $101.02 million (16.48%), providing exposure to large-cap U.S. growth companies.
• SCHV (Schwab U.S. Large-Cap Value ETF): The second-largest holding at $88.17 million (14.39%), indicating a strategic balance between growth and value styles within the large-cap space.
• DBEF (Xtrackers MSCI EAFE Hedged Equity ETF): Comprising $73.05 million (11.92%), this is a significant allocation to international developed markets, with a currency hedge that mitigates foreign exchange risk.
• BND (Vanguard Total Bond Market ETF): At $49.21 million (8.03%), this represents the portfolio's primary fixed income allocation, serving as a stabilizer and income generator.
• RSP (Invesco S&P 500 Equal Weight ETF): Holding $48.59 million (7.93%), this position offers an alternative to market-cap-weighted indices, reducing concentration risk among the largest tech giants.