Roof Eidam Maycock Peralta, LLC

Key Holdings

The top ten holdings account for roughly 53% of the total portfolio, demonstrating a focused allocation on specific liquid vehicles.

• International Equity Exposure: The largest position is VEA (Vanguard FTSE Developed Markets) at $43.82M (9.93%), followed by IEUR and HEFA in the top 50. This indicates a strong overweight to international developed markets relative to typical US-centric portfolios.
• Income and Capital Preservation: The second and third largest holdings are JPST (JPMorgan Ultra-Short Income ETF) at $28.28M (6.41%) and JQUA (JPMorgan Managed Income) at $22.37M (5.07%). The firm also increased JPST by 36.7%. These allocations suggest a strong emphasis on yield and liquidity, likely serving as a buffer against volatility.
• US Equity Factors: The firm holds distinct factor-based ETFs from Vanguard, including VUG (Growth) at 4.74%, VTV (Value) at 2.63%, and VB (Small Cap) at 4.39%. This indicates a "Barbell" or diversified factor approach rather than a simple market-cap weighting.
• Individual Equities: Among individual stocks, Apple Inc. (AAPL) is the most prominent holding at $15.87M (3.60%), ranking 9th overall. Other notable individual positions include Alphabet (GOOG), Microsoft (MSFT), and JPMorgan Chase (JPM), though these are generally smaller than the core ETF positions.