Siligmueller & Norvid Wealth Advisors LLC

The old construction was a sprawling mix of factor, income, and bond ETFs—Vanguard short-term bonds, Schwab broad market, Invesco BSCS index, Capital Group dividend value, iShares S&P 100, WisdomTree dividend growers, equal-weight, and ultrashort vehicles. All of those were eliminated. In their place, the advisor built a much cleaner core equity framework.

Vanguard's VTI total-stock market ETF debuted at $16.1M as the new portfolio anchor, while VEA international equities entered at $7.6M. iShares core sleeves reclaimed prominence: IVV S&P 500 at $5.9M, IVW S&P 500 growth at $6.6M (up sharply from a token prior position), IVE S&P 500 value at $5.8M, and IYY returned at a trimmed $4.2M. The advisor also added VOO, SPY, and AGG aggregate-bond exposure, along with BlackRock's DYNF dynamic equity fund and Vanguard's BND total-bond market ETF.