STEWARDSHIP CONCEPTS FINANCIAL SERVICES LLC

The portfolio is heavily concentrated in its top positions; the top 10 holdings account for approximately 58.4% of the total assets, suggesting a high conviction in these specific funds. The turnover appears to be low, with a focus on long-term strategic allocation rather than short-term trading. Notably, the portfolio is exclusively composed of liquid, publicly traded assets, with a strong emphasis on cost-efficient fund structures (such as those from Schwab and Capital Group).

2. Key Holdings

The portfolio is dominated by ETFs focused on specific factors and asset classes, rather than picking individual winners.