True Link Financial Advisors, LLC

The whaleScore of 69.50 is therefore a measurement artifact. The score is calibrated to dollar-concentration within the reported holding set, and at $413.5M in a single bond ETF, BIV registers as an enormous conviction bet. In reality it is a duration bet deployed through an ETF wrapper, structurally different from a concentrated stock position. Reading this score as evidence of stock-picking skill is a category error. For a reader scanning for active managers, this filer should be filtered out as a false positive: the score is measuring platform scale, not selectivity.

The Q1 shift is the operationally interesting part because it actually tells you where risk is being taken. The book underwent a significant duration-and-credit rotation. US equity wrappers shrank materially: IVV (S&P 500 ETF) was reduced by 22,662 shares worth $24.4M, and ITOT (total US market) was reduced by 33,737 shares worth $9.7M — a combined contraction of roughly $34M from the US equity core. Against that reduction, the fixed-income layer expanded: Dimensional Core Fixed Income (DFCF) was increased by 562,369 shares adding $22.5M — the single largest dollar increase on the filing; and international aggregate bond (IAGG) was increased by $11.9M despite the currency and rate headwinds that weighed on global fixed income in early 2026. Short-term BIV and BSV together absorbed an additional $12.9M. The net bond-side inflow overwhelms the equity-side outflow.