William Howard & Co Financial Advisors Inc

The portfolio currently consists of 57 holdings, displaying a high degree of diversification. The structure is heavily mechanized, relying predominantly on Exchange Traded Funds (ETFs) to achieve broad market exposure rather than concentrating on individual security selection. This approach indicates a "core-satellite" or asset allocation-focused strategy where market beta is prioritized over alpha generation through stock picking. The firm appears to have transitioned from a highly specialized or smaller mandate to a standard diversified investment model practically overnight.

2. Key Holdings