Wiser Wealth Management, Inc

Key Holdings

The portfolio is dominated by large-cap, liquid ETFs, with the top 10 positions accounting for approximately 87% of the total portfolio value.

• Vanguard S&P 500 ETF (VOO): This is the largest holding, comprising 32.50% of the portfolio ($146.18M). This massive allocation indicates a strong conviction in U.S. large-cap equities as a primary driver of returns.
• J.P. Morgan ETF (JCPB): The second-largest position at 12.52% ($56.33M). Alongside VOO, these two positions alone represent nearly 45% of the entire portfolio, heavily anchoring the fund to broad market performance.
• International and Fixed Income Exposure: The next largest positions include VEA (Vanguard Tax-Managed International, 8.49%) and VGT (Vanguard Information Technology, 6.20%), followed by fixed income ETFs SLQD (iShares 0-5 Year Investment Grade Corporate Bond, 5.22%) and BNDX (Vanguard Total International Bond, 5.06%).
• Individual Equities: While present, individual stock positions are notably smaller. The largest individual holding, Apple Inc. (AAPL), represents only 0.72% of the portfolio, reinforcing the view that security selection is secondary to asset allocation via ETFs.