Yoder Wealth Management, Inc.

Yoder Wealth Management runs a .4 million book built almost entirely from ETF sleeves, but a satellite of direct mega-cap tech stakes still colors the risk: Apple (5.2%), Nvidia, Microsoft, Alphabet, Amazon, Meta and Block sit underneath a factor-ETF stack led by the Fidelity tech ETF FTEC (9.3%). This quarter the firm cut that satellite sleeve rather than grew it — it sold out of Palantir and Broadcom entirely, trimmed Apple by 4.3% (the largest single dollar pullback in the book, -$1.4 million) and cut its own growth-ETF anchor VUG by 12.3% (-$1.8 million, the book's biggest dollar move of the quarter) — while its largest dollar add went not to a stock but to the floating-rate Treasury ETF TFLO (+48% in shares, +$1.3 million), alongside three new iShares iBonds Treasury target-maturity funds (IBTL, IBTM, IBTK) and Vanguard's developed-markets ETF VEA. The net effect reads as a duration-and-ballast rotation: less single-name growth risk, more short- and target-dated Treasury exposure.