STEINOUR STEPHEN D

Stephen D. Steinour (CIK 0001213991, 512 transactions) is primarily a Huntington Bancshares Inc. (HBAN) insider whose recent filing record is dominated by two mechanically paired codes: 'M' (option exercise) and 'F' (tax-withholding sale). In the most recent 25-event window, every HBAN transaction is either an 'M' — ranging from 25,313 to 100,000 shares — or an 'F' settlement running 19,934 to 87,395 shares, layered with smaller 'A' plan awards. Against that backdrop, his sole open-market buy (code 'P') in the recent window is 6,700 shares of Bath & Body Works (BBWI) in November 2025 at $14.86 — not in his primary company at all. He also made two large gifts (code 'G') of HBAN stock in late 2025 totaling 244,000 shares. The pattern is executive-compensation outflow with a single, isolated BBWI directional bet, and reading the HBAN Form 4 file as a management-conviction signal would be a mistake.