Annaly Capital CEO David Finkelstein Sells Exactly 50,000 Shares Every Quarter — $7.9M and Counting

Alex Rivera

Annaly Capital CEO David Finkelstein has sold $7.9M in NLY stock with a clockwork pattern: exactly 50,000 shares every quarter since 2024. His 709K remaining shares are worth ~$15M.

David L. Finkelstein, CEO of Annaly Capital Management (NLY), has sold $7.9 million across 42 insider transactions with a metronomic pattern: exactly 50,000 shares sold every quarter since early 2024 — February, May, August, November — at whatever the market price happens to be.

The Numbers

MetricValue
Career Sell Value$7.9M
Career Buy Value$3.9M
Total Transactions42
Last Transaction2026-02-01
Shares Remaining709,725

Recent Activity

DateTypeSharesPriceEst. Value
2025-11-03Sell50,000$21.1600$1.1M
2025-08-04Sell50,000$20.7900$1.0M
2025-05-05Sell50,000$19.2700$964K
2025-02-10Sell50,000$20.6000$1.0M
2024-10-28Sell50,000$19.2500$962K

The quarterly 50,000-share cadence is among the most mechanically precise 10b5-1 patterns in the market. Finkelstein's last six sales: $19.03 (Feb '24), $20.05 (Aug '24), $19.25 (Oct '24), $20.60 (Feb '25), $19.27 (May '25), $20.79 (Aug '25), $21.16 (Nov '25). The narrow $19-$21 price band means each quarterly sale nets approximately $1M regardless of timing.

What It Means

Finkelstein's pattern is distinctive because Annaly Capital is itself a financial company — a mortgage REIT that profits from interest rate spreads. A mREIT CEO selling on a fixed schedule regardless of rate environment sends a disciplined diversification signal. His $3.9M in career purchases shows he's also been a meaningful buyer, resulting in a net $4M extraction over his tenure — relatively modest for a CEO of a $10B+ company.

With 709,725 shares remaining (~$15M), Finkelstein maintains more than 7 years of selling runway at the current 200K shares/year pace. For NLY investors who buy the stock primarily for its 12%+ dividend yield, the CEO's quarterly $1M sales are small relative to the dividend income his 709K shares generate (~$1.1M/year in dividends). He's selling less than his position earns in income.

What to Watch

  • Whether the quarterly 50K-share cadence continues in Q1 2026
  • Annaly Capital's book value trajectory amid shifting rate expectations
  • Fed rate path and its impact on mortgage REIT spreads and NLY's dividend
  • Any deviation from the mechanical selling pattern as a potential signal
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