ForthRight Wealth Management, LLC

2. Key Holdings

The portfolio is heavily concentrated in its top ten positions, which account for roughly 67% of the total value. The top holdings are dominated by liquid, large-cap ETFs representing core equity and income strategies:

• VOO (Vanguard S&P 500 ETF): The largest position at $49.49M (14.23%). This serves as the primary core equity holding, providing broad exposure to the U.S. large-cap market.
• SCHD (Schwab U.S. Dividend Equity ETF): The second-largest holding at $34.63M (9.95%). This indicates a strong tilt toward quality income and dividend growth.
• IUSV (iShares Core S&P 500 Value ETF): At $30.81M (8.86%), this position provides value exposure complementing the blend style of VOO.
• IUSG (iShares Core S&P 500 Growth ETF): At $29.58M (8.50%), this balances the value exposure, suggesting a "Barbell" approach to style factors within the large-cap space.
• SCHA (Schwab U.S. Small-Midcap ETF): A significant allocation of $27.09M (7.79%) provides diversification into smaller companies, moving beyond the large-cap focus of the top three holdings.
• BIV (Vanguard Intermediate-Term Bond ETF): Representing $22.37M (6.43%), this is a major fixed income allocation, likely serving to dampen portfolio volatility.