DOSSIER · 13F-HR · Q1 2026

Ribbit Management Company, LLC

$1.7B in tracked AUM across 16 positions as of Q1 2026.

RM
CIK 0001836733 · last filed Mar 31, 2026
Total AUM
$1.7B
as of Q1 2026
Holdings
16
positions
Whale Score
77
77
strong
Activity
no data
changes this Q
AI Analysis · Q1 2026

Ribbit Management's $1.68B 13F is the public-equity window into a fintech-focused strategy that has generated a 79-whaleScore through concentrated bets on payments, digital banking, and financial infrastructure. Q1 2026 shows the portfolio shrinking from $2.02B to $1.68B — a $340M reduction — but with a notable asymmetry: five positions increased, zero decreased, and one new entry. That virtually all-add, no-reduce posture in a shrinking book is consistent with the manager adding to existing fintech convictions while a few positions were fully or partially liquidated. The WhaleScore reflects that this sector-focused, concentrated approach has historically produced meaningful alpha when the fintech cycle aligns with the manager's positioning.

The sector focus is the distinguishing feature. Ribbit's holdings are concentrated in payments, digital banking, and financial infrastructure — names where the investment thesis is typically about adoption curves, regulatory catalysts, or network-effect scaling rather than quarterly earnings. That long-dated thesis explains why the manager added to positions in a down- quarter: if the underlying thesis hasn't changed, a price decline is an accumulation opportunity rather than a stop-loss trigger.

The one new position added during Q1 represents fresh research deployment into a fintech name that wasn't previously in the book or that was rebuilt after a prior exit. In a sector-focused mandate, new positions are typically drawn from the same research perimeter — names the manager has been tracking and is now ready to commit capital to.

Quarter at a glance — Q1 2026

Position-change comparison pending.

No quarter-over-quarter changes available.

Top 10 holdings

By portfolio weight as of Q1 2026.

#HoldingValueSharesWeight
01
G6683N103
NU HLDGS LTD
$424M29.5M25.2%
02
FIGR
FIGURE TECHNOLOGY SOLUTIONS INC
$382M11.3M22.7%
03
HOOD
ROBINHOOD MKTS INC
$225M3.2M13.4%
04
COIN
COINBASE GLOBAL INC
$129M737K7.7%
05
SE
SEA LTD
$107M1.3M6.3%
06
WLTH
WEALTHFRONT CORP
$91M9.8M5.4%
07
XYZ
BLOCK INC
$86M1.4M5.1%
08
MELI
MERCADOLIBRE INC
$59M34K3.5%
09
ROOT
ROOT INC
$54M1.2M3.2%
10
G29018101
DLOCAL LTD
$50M3.9M3.0%

Filing history

2026Q1Mar 31
$1.7B 16.7%
16 positionsView →
2025Q4Dec 31
$2.0B 75.5%
16 positionsView →
2025Q3Sep 30
$1.1B 21.7%
11 positionsView →
2025Q2Jun 30
$1.5B 50.6%
14 positionsLocked
2025Q1Mar 31
$975M 10.3%
14 positionsLocked
2024Q4Dec 31
$884M 40.8%
16 positionsLocked
2024Q3Sep 30
$1.5B 3.9%
14 positionsLocked
2024Q2Jun 30
$1.4B 4.1%
14 positionsLocked
2024Q1Mar 31
$1.4B 16.7%
14 positionsLocked
2023Q4Dec 31
$1.2B
15 positionsLocked