Summit Financial Consulting LLC

The portfolio consists of 43 holdings, displaying a highly diversified structure characterized almost exclusively by Exchange Traded Funds (ETFs). The strategy appears to be "core-satellite" in nature but is heavily skewed toward a "core" approach using broad market and sector-specific ETFs to achieve beta exposure. The use of individual equities is minimal, representing less than 5% of the total assets, suggesting a preference for liquidity, risk management through diversification, and cost efficiency rather than single-stock selection.

2. Key Holdings